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“That which we manifest is before us; we are the creators of our own destiny. Be it through intention or ignorance, our successes and our failures have been brought on by none other than ourselves.” – Garth Stein, from “The Art of Racing in the Rain” (Harper, 2008).

A spinout on a rainy track ended the author’s racing days and prompted his reflection that in a race, the car usually goes where the driver’s eyes and mind are focused. Especially true when it is raining on the track, and an apt observation to remember when bad things happen around us.

When bad things happen with the weather, or to the stock market, or even in the global economy, we tend to lose our focus. At such times in our lives, it helps to be able to talk with someone who can keep us on track: a friend, a coach, a mentor, an advisor.

When the track gets slippery, seasoned financial advisors can and do prepare their clients to anticipate panic and to avoid making financial mistakes. The task is to regain focus. The goal here, as in everything we care about, is to drive and to finish well.

Douglas M. Roesser, CFP™

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