FountainIcon173x227FOUNTAIN STRATEGIES LLC is an independent, fee-only firm that offers financial planning and investment management services with equal vigor, to our clients. Anticipate opportunity.



Growth or Value?

Growth or Value?

What’s the difference between a growth stock and a value stock? Common shares of Apple and Google are examples of growth stocks: most investors want to trade in them today because the companies are doing well and boast strong earnings. By contrast, in 2011 Bank of...
Two Kinds of Balance

Two Kinds of Balance

If our household checking and savings and investment reserves equal the amount we owe for living expenses and loans, our budgets balance. If our reserves exceed our deficits, we feel good that we have money to spare. If our personal and business deficits exceed our...
Recovery

Recovery

Down markets are bad, but recovery is worse. It is hard to grasp the fact that a 50% drop in value requires a 100% market improvement for complete recovery. Look at the red curve reflecting performance of an all-stocks portfolio that lost 59% of its value in the...
Election Jitters

Election Jitters

What to do, what to do.. Should I liquidate my portfolio before election day? What will be the impact on the world’s markets of some pretty wild anticipated and actual outcomes? Can the markets behave as badly as some of the candidates? I don’t think so… especially...
Standard Deviation

Standard Deviation

One of England’s grand houses that served as a hospice for wounded troops in the Great War has an oak-paneled library where one of the panels is speckled with small holes drilled by stray darts hurled wide of a dartboard. The statistical chance of hitting the bullseye...
Keeping Score

Keeping Score

How many times do you glance at the scoreboard during a game? We do rely on it to assure ourselves our team is really winning… or losing. We do the same with our investments. There are several ways to score investment performance, from simple to sophisticated. Here’s...

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