FountainIcon173x227FOUNTAIN STRATEGIES LLC is an independent, fee-only firm that offers financial planning and investment management services with equal vigor, to our clients. Anticipate opportunity.



One Giant Step in the Right Direction

One Giant Step in the Right Direction

In June 2017, financial advisors who recommend retirement plan investments will be required by the Department of Labor to act as a FIDUCIARY by putting your financial best interests ahead of theirs. You may ask, “Don’t they always do that?” Not necessarily. One mark...
Stay In Touch!

Stay In Touch!

Starting on 17 April 2017 maybe someone you know, or their tax preparer, could be chatting on the phone with a tax collector contracted by the IRS. No kidding: www.irs.gov/businesses/small-businesses-self-employed/private-debt-collection The calls will not be...
Recovery

Recovery

Down markets are bad, but recovery is worse. It is hard to grasp the fact that a 50% drop in value requires a 100% market improvement for complete recovery. Look at the red curve reflecting performance of an all-stocks portfolio that lost 59% of its value in the...
Big Budget

Big Budget

The real mountains represent surplus in the private sector of an economy. The reflected mountains represent government deficit. If the private sector holds a surplus of cash reserves in excess of costs, the government shows an equal amount of deficit because it...
Ethics

Ethics

Registered Investment Advisors now have to perform as fiduciary professionals, which puts a new strain upon just what constitutes a “fiduciary.” There is no clear guidance other than to put our clients’ interests before our own. The Boy Scout oath...
Debt and Taxes

Debt and Taxes

In our glee at discovering how easy it is to buy things we cannot afford, we tend to overlook a workable strategy for incorporating debt into our financial behavior. When we are young and employed, we can support debt to buy a house, buy a car, or grow a business....

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