FountainIcon173x227FOUNTAIN STRATEGIES LLC is an independent, fee-only firm that offers financial planning and investment management services with equal vigor, to our clients. Anticipate opportunity.



Name That Tune

Name That Tune

“Life is a cabaret, old chum!” is a catchy tune from desperate times. By comparison, a three-tier bubbling fountain produces a softer sound that can endure through good times and bad. The top pool holds enough for daily consumption, the middle pool stores...
A Cool Million

A Cool Million

Many of us select our refrigerators more critically than we select our investments, so let us design an “investment refrigerator” to hold investments we hope will fund our retirement and our legacy. Ready cash goes into the door shelves, about 10% of total holdings....
What’s Left…

What’s Left…

The tiny splinter of teak wood that covered the shank of our old cheese slicer blade disintegrated in less than a year of use. The blade was worth keeping so I carved a new handle, epoxied it onto the blade and gave it two coats of varnish. It should last a lifetime....
Tripods

Tripods

A tripod remains steady on an uneven surface, like a three-legged stool or table. A stable investment plan balances on three legs: the desire to make money, the desire not to lose money, and the length of time necessary to carry out the plan. Such an “investment...
Focus

Focus

“That which we manifest is before us; we are the creators of our own destiny. Be it through intention or ignorance, our successes and our failures have been brought on by none other than ourselves.” – Garth Stein, from “The Art of Racing in the...
Double Vision

Double Vision

Envision thousands of M&M’s and an empty mayonnaise jar sitting on your table. Drop one M&M into the jar. A minute later drop two M&M’s into the jar. A minute later drop four and a minute after that drop eight, continuing to double the number of candies...
A New Twist

A New Twist

Every now and then, a new twist can change things in a nice way, for a lifetime. When you tie your shoelaces, you probably start with an overhand knot, make a bow and secure it with another overhand knot while pulling out the second bow. The finished job is a granny...
Dressed for the Part

Dressed for the Part

The “tiring house” was a three-story structure built into the back of the Globe Theater in William Shakespeare’s time. Actors were able to enter the “tiring room” easily from the stage, to change costume and props for their next role as the performance went on....
Kuan

Kuan

This is the Chinese character kuan. Kuan is all about what one does with money but it is also used to express other meanings—like “entertain,” “signature,” and “commit.” The “money” and “commit” connection within kuan grows more meaningful to financial advisors who...
Be Prepared

Be Prepared

It was 8:32am on a sunny California winter morning and traffic was moving smoothly at 60-65 miles an hour on the 405 out of Los Angeles when I felt a hard jolt at the back of my car, accompanied by the sound of glass and plastic tinkling onto the freeway. The driver...
It Depends On How You Look At It

It Depends On How You Look At It

Probably because the rear view mirror in our car looks straight back, we tend to adjust the left and right side mirrors to look straight back too. The side mirrors can be even more useful if we re-adjust them to keep a passing vehicle in the side mirror until we pick...

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